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Cambridge, MA Property Damage Attorney
If your insurer denied, delayed or underpaid a covered loss on Cambridge property, Chapters 93A and 176D can allow double or triple your actual damages plus attorney fees for bad-faith handling, and a suit on a standard policy must be filed within two years of the loss (M.G.L. c. 175, sec. 99).
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The Cambridge answer in plain language
Massachusetts homeowners and business policyholders are protected by Chapter 93A and Chapter 176D, which prohibit unfair claim-handling practices. If a carrier denies, delays, or undervalues a covered loss in bad faith, you may recover double or triple your actual damages plus attorney fees. Common cases include water-damage denials, fire-loss disputes, and roof-claim underpayment. A suit against your own insurer on a standard Massachusetts policy must be filed within two years of the loss under M.G.L. c. 175 sec. 99; a tort claim against the person who caused the damage has three years under c. 260 sec. 2A, and a bad-faith claim under c. 93A has four years. Jim Glaser Law evaluates property claims at no cost. Property-damage matters are accepted on contingency.
The full Massachusetts rules, statutes and typical timeline are on the property damage page; this page covers what is specific to Cambridge.
Courts that serve Cambridge for property damage matters
Under M.G.L. c. 218, sec. 1, Cambridge is in the judicial district of the Third District Court of Eastern Middlesex, which also covers Arlington and Belmont. Cambridge is in Middlesex County, so a Superior Court case brought by a Cambridge resident goes to the Middlesex Superior Court.
A District Court civil case can be filed in the district where any party lives or has a usual place of business, or in an adjoining district (M.G.L. c. 223, sec. 2). Where the event happened does not decide it.
| Court | What it hears | District or address |
|---|---|---|
| Third District Court of Eastern Middlesex | Civil claims up to $50,000 | Cambridge, Arlington and Belmont |
| Middlesex Superior Court | Civil claims over $50,000 | 200 Trade Center, Woburn, MA 01801 |
First steps
- Know the court: the Third District Court of Eastern Middlesex hears claims up to $50,000 and the Middlesex Superior Court hears larger ones.
- Call (617) JIM-WINS before you file or appear, so the deadline and the right court are checked against your facts.
Key terms
- Judicial district
- The towns one District Court division serves, as listed in M.G.L. c. 218, sec. 1. The Third District Court of Eastern Middlesex serves Cambridge, Arlington and Belmont.
- Venue
- The county or district where a case may be filed. Massachusetts sets it by where the parties live or work (M.G.L. c. 223, secs. 1 and 2).
Talk to the firm about your property damage matter
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Questions Cambridge readers ask most
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Which District Court covers Cambridge?
Under M.G.L. c. 218, sec. 1, Cambridge is in the judicial district of the Third District Court of Eastern Middlesex, which also covers Arlington and Belmont.
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Where does a Superior Court case go from here?
A Superior Court case is filed in the county where one of the parties lives or has a usual place of business (M.G.L. c. 223, sec. 1). For someone who lives in Cambridge, that is Middlesex County, and the Middlesex Superior Court sits at 200 Trade Center, Woburn, MA 01801.
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Information on this page is published as legal information, not legal advice. Past results do not guarantee future outcomes. Attorney advertising under Mass. R. Prof. C. 7.1 to 7.5. Responsible attorney: Jim Glaser, Massachusetts.